Buy a second-hand house 4 taboo, to understand the reasons for the sale of the house, or stay unlucky!
We must know that the feng shui of the second-hand house is more messy than the feng shui of the new house. If we don’t pay attention to the feng shui gas field, it will probably affect the fortune after we stayed, so we are looking at the second-hand feng shui. Be sure to pay attention, then how much do you know about second-hand feng shui? Let Xiaobian explain it to you one by one! Buy a second-hand house 4 taboo, to understand the reasons for the sale of the house, or stay unlucky!
1: Pay attention to personal feelings
Secondly, when we choose second-hand housing, we must pay attention to our own feelings. If you enter the door, you will feel uncomfortable, unwell, dizzy, depressed, depressed, etc., which means that you are not in harmony with the Feng Shui field of this house. Even if the feng shui is good, it is not suitable for ourselves. It will also need our future fortune, and it will affect our health. Therefore, a second-hand house that does not feel good should not be purchased.
2, try not to use the home configured by the landlord (if no one has used it)
Especially the bed is something that cannot be used by people. Because the bed and the person are in the longest contact time, the bed will absorb the human gas field. If the person who sleeps in this bed is very unlucky or even died in this bed, then the next hand will continue to use the original person’s suffocation to accept himself. In addition, the air conditioner should also pay attention, because it is also an electric appliance that will absorb the gas field. It is recommended to use the old air conditioner of the landlord. It is best to find someone to clean the air conditioner completely once.
3, pay attention to the lighting of the house
Whether it is a first-hand house or a second-hand house, the lighting of the house is crucial. Lighting has a major impact on the feng shui of the house and is closely related to the fortune we live in. If the lighting effect of the house is poor, the indoor light is not enough, and the sunlight can’t be irradiated, which will cause the indoor environment and atmosphere to become extraordinarily gloomy. It is easy to breed some bacteria and viruses, affecting the health of the family, and it will be in crisis. The family’s fortune development; in addition, the lighting is not good, the atmosphere is too gloomy, and it will affect the family’s nerves, causing the family to be riddled with some negative substances, and hallucinations, etc., so the second-hand houses with poor lighting should not be used. buy. We should choose a house with good lighting and light, so that the second-hand house can make us feel comfortable.
4. Understand the reasons for the sale of the house.
Buying second-hand housing, we not only need to survey the feng shui inside and outside the second-hand housing, we must also understand the reasons for the sale of second-hand housing, because the reason for the sale of second-hand housing will largely reflect the real feng shui of second-hand housing, already used housing The impact on people’s fortune is good or bad; for example, the sale of second-hand houses at home is because making money to change a new house means that the house can make a fortune for the people, and the family will make a fortune again; if it is sold at home The house was bankrupt and owed debts, indicating that the house’s feng shui might not be so good, so that the home was not as good as it used to be; sometimes it was because some accidents and accidents occurred during the residence. For example, if someone jumps into a building and commits suicide, there is a burglary, and there is a murder, etc., then such second-hand houses are even less likely to be purchased. Staying is unlucky!
How to transfer second-hand housing water electrical?
One thing to pay attention to when buying a second-hand house is water and electricity transfer.
Some people in the water and electricity did not pay attention to it. As a result, they went to the tax bureau to check, owed tens of thousands, and found the original landlord, the phone was not connected, so the water and electricity transfer is still very important.
Water transfer: After getting the real estate license, go to the tax bureau to transfer the house, pay the water fee and garbage fee, and the next month is your account name. Some water is bought directly at the property and there is no transfer.
E-transfer: bring ID card, copy of real estate certificate, electricity fee number to the power supply bureau to change the account name. There is no arrears when smart power is used first.
Gas transfer: take the card, a copy of the real estate certificate to the gas company to change the account.
The above is Wuhan, and most cities are similar.
Who likes to buy second-hand housing?
Thank you! Those people like to buy second-hand housing. Kun Peng believes that the key is to look at the demand. No one likes to buy a second-hand house by nature, or loves to buy a new house by nature. The so-called situation is created, and many times it is a coincidence to buy it. Of course, people who like to buy second-hand housing generally have these needs:
First, the new house is the 期房, and you want the existing house.
This situation actually accounts for a relatively high proportion. For example, a friend, when the child was 5 years old last year, the friend thought about changing to a slightly larger house, but watching the child go to elementary school in the second year, look around. There are almost no new houses around the school, and some new buildings are located a little further away, but the delivery time is close to two years, and it is still far from the school. Considering this, the friend finally bought a second-hand house near the school. It is convenient for the children to go to school. Secondly, the house can be used for the elderly to pick up and drop off. In this way, the second-hand housing started.
Second, not willing to decorate, no time to run
In fact, to buy second-hand housing, buy is still a matter of saving. If you buy a second-hand house, the former owner loves the property, and the decoration is only a few years. The whole room looks like 80% new. This kind of house is actually very reliable, you even saved the decoration. It takes time and effort to pay for it. There are a lot of such friends around, there is no time to run the decoration, I hope to find a second-hand house with better decoration, just need to take care of it, add furniture and you can stay directly.
Third, buy second-hand clean water room, save money
In fact, there are many payments from various industries. For example, real estate developers may use the house to pay the construction party and pay the materials supplier. Of course, their mortgage prices are cheaper than the market price itself. After the building house or material supplier gets these houses, they will also sell them. This second-hand house is actually the same as the new house, but it is not directly bought from the open dealer. However, this kind of second-hand housing costs are cheaper and more affordable than in the hands of openers. If there are reliable resources and there is a trust in the middle to handle this matter, will you also be heart-warming? It is entirely possible that a suite is as cheap as one hundred and twenty thousand.
Fourth, more satisfied with the type and structure
There are still some people who may not be satisfied with the new house structure. For example, the new house may have smaller bedrooms and the living room is relatively larger, but many people are not used to living in small bedrooms, and even some people are facing the house. I am not satisfied, just some second-hand houses are more able to meet their needs, the price is still affordable, why not choose second-hand housing?
In general, there is no difference in the nature between buying a second-hand house and buying a new house. There is no such thing as a higher-level one. If you choose to be satisfied, it is the king.
How to buy second-hand housing to prevent being cheated?
Xiaochao answers to answer your doubts
I have been working in a second-hand property for 3 years, and I don’t know how to choose a house or buy a house. Here I will describe it for you in detail.In “Book of Rites·University”, it is mentioned: “Slimming the Qi family to rule the country and the world.” Needless to say, there must be a house!
Then in the process of buying a second-hand house, if you want to not be led by others, you must know the following points:
First, the property rights of second-hand housing:
1. Private property: The private property room is also the type of room that most people contact, and it is a property that can be listed for free trading.
2. Public property: The trading house is not allowed to trade. Property rights are owned by the unit, and individuals have the right to use. Individuals do not have a title certificate, only the unit issued a house ticket (property use certificate).
3. Military products: can not be listed and traded, can be inherited, if you want to sell, you must sell to the troops.
Note: When buying a house, you must see the information on the real estate certificate, and the private property room has a logo.
Second, second-hand housing taxes and fees:
Taxes and fees are mainly: deed tax, individual tax, value added tax and additional
1. Deed tax:
Deed tax is an inevitable tax in real estate transactions. The fees are as follows:
First or second suite, housing area ≤ 90 square meters, deed tax is 1%
The first house area is >90 square meters and the deed tax is 1.5%.
The second house has an area of >90 square meters and the deed tax is 2%.
Among them, Beishang Guangshen: the first house deed tax policy is the same as the second; the second and non-ordinary houses, the deed tax is 3%.
Note: The deed tax for second-hand housing is calculated based on the assessed price of the house, not the transaction price of the house.
2. Value-added tax and surcharge
If the transaction date of the house is less than 2 years from the date of re-sale, the value-added tax will be charged (the large tax that the common people often say is that there is no big tax for the past 5 years, and now it is 2 years). According to the regulations, the value-added tax and the additional value should be borne by the seller, but everything determines the price of the house. Even if the seller bears the tax, the house price is increased, and the same is true. Therefore, the transaction can be negotiated by both parties and clearly stated in the contract. can.
The only five is exempt from tax. Full five means that the real estate license is calculated from the date of the issuance to the last trading date of 5 years. The only thing is that the seller has only this house in the transaction record of the region. Buying a second-hand house is best done with five unique ones, which can save a lot of tax collection.
Third, the nature of second-hand housing:
1. Commodity housing: Commercial housing can be listed immediately, and the bank will be mortgaged for loans.
2. Relocation house: The relocation house enjoys the preferential policies of the national policy, does not include the land transfer fee, the price is relatively low and has small property rights, and does not enjoy the above-mentioned power of the commercial house. If the demolisher compensates the demolished person by returning the house, the compensation house shall be verified by the relevant competent department of the municipal government with reference to the economically applicable housing policy, and shall be managed in accordance with the economically applicable housing policy.
Note: Buying a house is highly recommended to buy – regular commercial housing! Formal commercial housing! Formal commercial housing!
Fourth, whether there is a dispute in second-hand housing:
1. Arbitrage room: Whether the house has mortgage loan and credit cancellation behavior, please check it before purchase to avoid being deceived.
2. Family disputes: Whether there are family disputes in the house, such as the owner of the house does not agree to sell the house.
Fifth, objective factors of second-hand housing
1. Location: The location of the house is very important, mainly depending on whether it belongs to the suburb or the urban area, the inner ring and the outer ring, etc., depending on the provinces and cities.
2. Peripheral facilities: Whether there are subways, stations, schools, hospitals, shopping malls, supermarkets, etc. If the construction is not complete, it depends on whether there is any possibility of construction and development in the future.
3. Community planning: whether the residential area is closed or not, whether the management is in place, the green area is proportioned, and whether the vehicle is separated or not.
4. Property situation: The property is looking for a good place, so as to avoid problems in the future, it is not a problem.
5. Floor: 15 floors are optimal for the upper floors, and it is necessary to pay attention to whether there is light blocking or insufficient light below 10 layers. The multi-layer is optimal in three layers, so-called “Golden 3 Silver 4”. Of course, if it is an elderly housing, it can be appropriately selected without an elevator.
6. Orientation: The middle and south of the board building is the best, followed by the east and west, as well as the north and south, the north and south, the east and west (rare), the east and west (rarely), and the single south, single east, and single west. Single-oriented houses should pay attention: single south is the best, commonly known as “small three-yang room”, there is light all day; single east has sun in the morning, single west is “sunshine day”, summer will be very hot. The southeast is the best in the point building, followed by the southwest, and also the northeast, northwest, single east, single west, single south, and single north. Single north is not recommended to buy, because the sun is not seen throughout the year, it will be very depressed.
7. Whether it is facing the street / Linqiao: If the house is on the street or the bridge will be very noisy, it will greatly affect people’s rest. The upper 15 floors will be better. If it is a multi-storey building, it is estimated that it is a dream to have a nap during the day.
8. Pattern: The layout of the house is very important. The size of the house is generally larger, mostly for 2 rooms. The picture below is a formal “H” floor plan, which is a good pattern in the transparent house.
9. Renovation: The decoration mainly depends on personal preference. If you want to decorate yourself, it is best to choose a blank or a simple room without decoration, which can save money.
10. Feng Shui: Feng Shui is still a very important issue. Some people never buy an 18-story home because of the “18-layer hell.” Some people are very concerned about the situation around the house. I once took a customer to see the house. As a result, there was a tall chimney outside the window of the house. The customer expressed dissatisfaction on the spot.
Sixth, second-hand housing transaction process:
After everyone has a general understanding, there is no need to be afraid to buy a house without knowing how to be fooled. Isn’t it?
What opinions and opinions do you have, let’s discuss them together!
What are the risks of buying a second-hand home and picking up a landlord loan?
Generally, there is no problem with normal procedures. Recently, bank interest rates have risen and loans have tightened. Generally, this procedure is cumbersome and has a long period of time. There are any policy changes in the middle. People in the middle do not understand. In order not to find trouble for themselves, it is best to have original houses. The Lord repays the loan, we only take over, and there is a different review by each bank. In case it is reviewed, it is more troublesome.
When buying a second-hand house, what can I do to save money?
What kind of second-hand housing to buy, you look at Hangzhou new home is cheaper than second-hand housing.
How to buy second-hand housing does not suffer?
Generally, before buying a second-hand house, you should first understand the current average price of the community. Be careful not to look at the Internet. If you look at the average price of the Internet, you can’t buy a house. You can go to a number of intermediaries to ask about the price, it is best to plan the area of the community, floor, area, decoration and so on. The prices obtained by several intermediaries are compared, and it would be better if there were several intermediaries reporting the same set of houses.
When selecting a house, it is necessary to fully consider the location of the community, the floor where the house is located, the lighting, the size of the house, and the potential for appreciation, so that it can be shot later.
After the house is selected, it is about the price. It has a good relationship with the intermediary. Try not to talk about the agency fee, and let the intermediary stand on your side to help you bargain.
If there is only one agency in a house, please try not to consider it.
Hopefully it helped you!
How to bargain when buying second-hand housing?
There are several ways to chat prices
1. Selling and rolling up and saying that there is no money, asking for price cuts, the owner is the most useful when the aunt and aunt are not around. You are a young man, he will think of you as his child, and the empathy factor will drop more.
2, buy a school district, tears in the negotiations, it is also a shock to the owners.
3, looks very tough owners, the price can be reduced and the property consultant has a lot to do, whether the property consultants understand the seller’s motivation to sell, the sale of the house must be anxious to use money, or change rooms, or go abroad, and so on, there must be some Breakthroughs can solve price problems.
4. Give the intermediary tens of thousands of intentional gold, let the intermediary hold money to talk with the owner, and sometimes it will have a good effect.
5, more than the owner talked a few times, the mood is different every day, may be in a good mood today, or see a news is touched, the transaction price will be loose.
In the current market, it is recommended to pay more attention to the law shooting room, mortgage room, these houses are generally priced at around 70% off the market price.
What should I pay attention to when buying a second-hand house?
Thank you for your invitation.
(This time, I am the most complete answer, seeing this is enough for me)
Buying a house, you must have a goal. Your goal is to buy a house in 2018 (except for the price increase), and then consider how to buy a second-hand house.
In 2018, the Xi’an property market is destined to be an unstable year. From January to March 2018, Xi’an settled in with a total population of 210,000, approaching the total population of the whole year of 2011.
The effect of the siphon effect began to stand out. Just in the past March. Xi’an’s new real estate clearance rate is relatively high, and ordinary people buy a house like buying a leek. The sales department is the same as the vegetable market, noisy and disorderly. As a result, the Xi’an property market is even more hot than 2017.
Therefore, in terms of housing prices, you can buy a house if you can buy a house. Secondly, let’s see what needs to be paid attention to when buying a second-hand house? ! (Although it is said that the old tune is heavy, but the precautions are still the focus.)
[Look at the blackboard]
First, the realism of the listing
What does that mean? If you buy a second-hand house, you must buy a large property house, that is, you can get a real estate license (real estate certificate + state-owned land certificate).
1. When looking at the house, be sure to look at the ID card of the owner of the house to see if the ID number above is consistent with the immovable property certificate. At the same time, we must also pay attention to the co-owners of the house, shared by the husband and wife, or shared by the heirs? Because of the contract, they can’t be alone, they have to come and sign.
2. If an individual goes to find a house, it may take a lot of time and effort, and it may not be able to find a good one.
You may have to go to the house through an intermediary. In recent years, there have been many disputes about house disputes in the intermediary, so I suggest you look for relatively large, well-known mediators. So as not to be deceived.
3, is to the housing management department to verify. Look at the second-hand housing you choose is not affordable housing, unit housing, housing projects, housing reforms, these houses can not be traded normally.
Second, the location
1. Give you a picture of the price of Xi’an area first. See which piece of economic power is right for you?
2. Traffic. Why do people who drive often have bad habits? I like my mother in the car. It is not that this person really likes to be a slut, but the traffic jams force them to do so.
Therefore, looking for a convenient transportation community, the time and cost of commuting are relatively low.
3, the nearby infrastructure is not sound, the distance to the subway, vegetable market, supermarkets, hospitals, schools is not far away, to facilitate life here. This is to minimize the cost of living.
Third, the school district
Now everyone buys second-hand housing, mainly because of the school district. (Look at the high housing prices in the school district, but someone still buys it.) Look at the school district of the district you selected, whether it is the city’s key or district key, or the private, high-quality school.
Who wouldn’t want to buy a good school district and let ordinary children go to Oxford, North China? ?
Fourth, property management
1. This is also important. It is recommended to buy those large developers, branded, central enterprises, or even group buying houses, their property, greening is generally not bad.
But the house price is higher than usual, but the environment you live in is good, the property service is in place, and your heart is comfortable.
2. See if the original homeowner has defaulted on property fees. If there is arrears, the final property fee will be borne by the new homeowner. If the default period is long, it may be a small amount.
When Qian Maorui handled the loan business, there was an intermediary to come to the agency, and some individuals came to do it themselves.
1. Let the intermediary do it, then you must pay the intermediary a fee. Regarding money, you can still be the master. It’s not that you spend this agency fee, but that the intermediary is not able to find a financial company. This late event is very troublesome.
2. However, I still recommend that individuals go to bank loans and provident fund loans.
Before you transfer, you must find a bank or a provident fund and ask about the process of handling the loan. Generally, no matter where you go, there is usually a salesman to receive you. Because the bank or the provident fund department is opening the door to do this.
6. Second-hand housing intermediate transaction tax (other than normal tax)
- A second-hand house transfer of less than two years is usually subject to a 5.6% personal business tax.
- A second-hand house transfer of two years or less for two years is exempt from the 1% business tax.
- If you have five years, you will not have to pay a penny for business tax.
Seven, pay attention to the small pit of second-hand housing (generally not noticed)
Pay attention to the street, the top floor, close to the main road (such as provincial roads, national highways), close to public toilets, close to high-voltage lines, large-sized households (inconvenient to the north and south), floors, lighting, sewers, wall seepage and so on.
Also, did the original homeowner’s account move out? Has the name of the homeowner’s water, electricity, and gas charges changed to your name? Has the telephone, broadband, and cable TV changed to your name?
Some people buy some unreliable second-hand houses for the sake of cheapness. In the future, if you can’t sell them, you will collapse.